When you tend to drift off course and make a purchase because of an instant gratification later on it may affect your finances. However, you are stressed when trying to make payments. Realize that this increases your credit card debt. I am not saying not to enjoy yourself, but can you afford that particular product.? Reflection: If you don’t have cash on you or if you don't have the money for the item, let it go. Large purchases should be budgeted for. #PersonalFinances #Fina

Nearly everyone experiences stress at some times. Stress produces changes in many body systems; examples include increased heart rate and blood pressure and altered immune function. Some amount of stress is healthy, but excessive stress, left untreated, can lead to anxiety and illness. Studies suggest that the inability to adapt to stress is associated with the onset of depression or anxiety. University of Maryland Medical Center (UMMC).